4 min read·February 1, 2025

Do a Subscription Spending Audit in 15 Minutes

The 15-Minute Subscription Audit


You do not need hours to get your subscription spending under control. Follow this quick audit process to identify savings opportunities in just 15 minutes.


Minutes 1-5: Gather Your Data


Open SubscriptionFinder (or your bank statements) and list every recurring charge. For each one, note the name, monthly cost, and category. Do not judge yet, just list everything.


Minutes 6-8: Calculate Your Total


Add up all your monthly subscription costs. Most people are shocked by the total. The average SubscriptionFinder user discovers they are spending 40% more than they estimated.


Quick math: If your total is $250/month, that is $3,000 per year. At typical investment returns, that money could grow to over $40,000 in 10 years.


Minutes 9-12: Sort by Value


For each subscription, give it a quick rating: High Value (use daily/weekly), Medium Value (use monthly), or Low Value (rarely use or forgot about). Be honest with yourself. If you have not opened an app in 3 months, it is Low Value.


Minutes 13-15: Take Action


  • Cancel all Low Value subscriptions immediately. Do not think about it. Just do it.
  • Evaluate Medium Value subscriptions. Can you downgrade to a free plan? Can you share with family?
  • Keep High Value subscriptions but check if you are on the most cost-effective plan.

  • Common Savings Found in Audits


    Here is what SubscriptionFinder users typically find:


  • Duplicate services: Two streaming, two cloud storage, two fitness apps
  • Forgotten trials: Free trials that converted to paid without notice
  • Unused premium tiers: Paying for Pro when the free tier would suffice
  • Price increases: Services that raised prices without you noticing

  • Make It a Habit


    Schedule a subscription audit every quarter. Put a reminder in your calendar. Each audit takes just 15 minutes but can save you hundreds of dollars per year. With SubscriptionFinder, you can automate most of this process and get alerts when prices increase or renewals are coming up.

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